Whether you’re refinancing or buying a home, compare our mortgage rates and closing costs for conventional, jumbo, USDA, FHA or VA loans and you’ll see why AmeriSave has financed over 228,000 homes!

For eligible suburban and rural home buyers, it’s a 100%, no-money-down mortgage loan backed by the U.S. Department of Agriculture (USDA). The Rural Development loan’s full name is the USDA.

Apply online for expert recommendations with real interest rates and payments.. Homes financed by a USDA loan must be in an eligible rural or suburban area.. for at least 12 months based on your assets, savings and current income.

Interest Rates. Farm Operating-Direct 2.375% Farm Ownership- Direct 3.500% farm ownership- direct, Joint financing 2.500% farm Ownership- Down Payment 1.500% Emergency Loan- Amount of.

USDA/RD’s current interest rate is 3.125% (August 2019. USDA/Rural Development Raises Income Limits and Lowers Interest Rates for its 502 direct mortgage program Central Colorado Housing packages.

Information on Farm Loans and Interest Rates as well as direct loans from FSA.

Today’s Mortgage Rates and Refinance Rates. 15-Year Fixed-Rate Jumbo 4.375% 4.391% 7/1 ARM Jumbo 4.125% 4.649% Rates, terms, and fees as of 8/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed.

Those looking to get an FHA, VA, or USDA loan can expect delays. Homebuyers have the chance to lock down the current mortgage rate (even if they aren’t able to close until the shutdown is over)..

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

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Mortgage interest rates shown are based on a 45-day lock for the purchase of a primary residence, a credit score (FICO) of 740 with a 25% down payment for conforming and jumbo conventional loans, 3.5% down payment on FHA loans and 0% down payment on VA and USDA loans. Mortgage rates as of 8/23/2018 12:18 PM ET.

USDA loans must include mortgage insurance.. Fixed interest rate pegged to current market rates at approval or closing, whichever is lower.