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Low Rates and Flexible Terms What sets SeaDream apart from other boat financing companies? Not only are we a full service marine lender with the lowest boat loan rates nationwide, but we also offer the most personalized service in the industry. Our primary goal is to tailor a finance package to meet your individual needs.

Does Essex offer boat loans for people residing in all 50 states? Yes, we offer boat loans in all 50 states and Puerto Rico : What are the largest and smallest boat loan amounts that you offer? The minimum loan amount for pleasure use is $10,000 in all states where Essex originates loans.

I/We make this statement of all my/our assets and liabilities and other material information for the purpose of obtaining credit with you. I/We certify that the information provided in the Personal Financial Statement and Offshore Financial Corp. Application for Applied Credit is true and correct and may be relied upon by you.

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I stated my amount wrong, the boat is 65,000$ and the loan would have been for 80 percent of that, so 52K. The boat is custom built with a 12 week wait, so I’m going to assume the actual value is what we were going to pay.

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A stated income loan is a mortgage where the lender does not verify the borrower’s income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. These loans are sometimes called liar loans or liar’s loans.

Experience matters when it comes to finding the right partner to finance your yacht or boat loan. Trident Funding offers the resources of the nation’s largest originator of marine loans and an experienced staff trained to find you the best possible financing program: The largest originator of boat and yacht loans in the U.S.

A SIVA loan, or stated income/verified asset loan, allows you to state your monthly gross income on the loan application and requires you to verify your assets by furnishing bank statements or a similar asset document. By state, I mean just inputting a gross monthly income figure on the loan application.

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