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Reverse Mortgage Calculator – For further details about the Reverse Mortgage Programme, please contact any participating bank or HKMCI.

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In a word, a reverse mortgage is a loan. A homeowner who is 62 or older and has considerable home equity can borrow against the value of their home and receive funds.

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Reverse Mortgage Programme – Introduction. The Reverse Mortgage Programme is operated by HKMC Insurance Limited (HKMCI) for people who are aged 55 or above to apply for reverse mortgage loans.