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It is generally not refundable, whether or not you decide to purchase the property. In the case of some rent to own agreements, the option fee may be applied toward the purchase price of the home..

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Rentals sit on real estate which may or may not be owned by the mobile home’s owner. If you plan to rent-to-own a mobile home that doesn’t come with the land, you will be subject to a land lease, likely in a mobile home park with a homeowners association.

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