About Buying HUD Homes | HUD.gov / U.S. Department of Housing. – A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. The following information is provided as an introduction to the process through which HUD homes can be purchased.

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Mortgage Qualifications for Buying a Home – InfoPlease – When you buy a home, you need money for a down payment and closing costs. The amount of the down payment may vary, but generally you must make a down payment that equals at least 5% of the purchase price. closing costs can be expensive, depending upon where you live.

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