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JCF Lending Group offers Manufactured & Mobile Home Financing Programs for New & Used homes located in mobile home parks, manufactured home communities and on private land where the land and the home will not be financed together The homes that we finance must be titled and will be your primary residence or vacation home.
professional, friendly mobile home financing help Our team is trained to help you and your family finance your perfect home. Regardless of your credit score or financial history, we value you as a customer and are excited for the opportunity to help you find a home!
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Financing is challenging for any homeowner, and that’s especially true when it comes to mobile homes and some manufactured homes. These loans aren’t as plentiful as standard home loans, but they are available from several sources and government-backed loan programs can make it easier to qualify and keep costs low.
Those two dynamics are also fueling a rise in households tapping their equity: there’s more available, and there’s more reason to age in place, or make other upgrades to existing homes. But HELOCs and.
Mobile homes can be difficult to finance. Mobile homes are more likely to depreciate in value over time than are traditional homes. This depreciation in value raises the risk for lenders writing loans for mobile homes. The result for mobile home owners is loans with higher interest rates than loans for traditional homes.
Homes must be located in a park where you are paying lot rent or on land that you are leasing or already own. We can only finance the home, no land can be included in the sale or refinance. Age of the home allowed varies by state. Credit score must be a 620 or higher with a minimum of at least a 5% down payment.
You can finance a manufactured home with bad credit if you meet certain other qualifications. You may pay higher interest rates.. as mobile homes depreciate in value, while the alternative.