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Mobile Home lending is generally considered to be "high risk" even if your credit is good. In practical terms this means that the average mobile home loan carries an interest rate anywhere from 11% to 13%. Some are even as high as 18%!

Use our Mobile home loan calculator to see what different interest rates and terms will yield as your monthly payment. MOBILE HOME LOAN PAYMENT CALCULATOR Below you will find a loan calculator for your use in approximating your new payment.

Find current rates on mobile home financing programs by completing the form below. If you have experienced bankruptcy, foreclosure, repossession, charge-off or judgments within the last 5 years, or if your credit score is below 650, please visit our credit repair section before applying. Call (800) 238-9202 for more info.

Start the mobile home loan application process, continue your application or. We provide competitive rates for affordable housing, whether you're buying for.

Mobile home interest rates are usually right in line with traditional FHA mortgage rates. The key to financing a manufactured home is ensuring it is tied to land and complies with FHA & conventional mobile home lending guidelines. We cannot provide financing assistance for standalone manufactured homes. Learn more about our mobile home loans.

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If you are buying the manufactured home new from a dealer, the dealer or retailer may be able to refer you to lenders in your area that specialize in manufactured home financing. Keep in mind that interest rates and fees may vary by lender, even for the same type of loan, so it’s important to shop around.