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Guaranteed Rate's easy-to-use home affordability calculator will let you know. Loan Term: The “term” of your mortgage is how many years you are given to pay .

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To determine if a property is located in an eligible rural area, click on one of the USDA Loan program links above and then select the property eligibility program link. When you select a Rural Development program, you will be directed to the appropriate property eligibility screen for the Rural Development loan program you selected.