your home equity? – “You can only deduct the interest on a home-equity loan. and no disqualifying credit issues such as a bankruptcy,” Mellman said. “Our research also shows that people who have a HELOC are likely to.Does Pre-Qualifying With Several Lenders for a Home Loan. – Does Pre-Qualifying With Several Lenders for a Home Loan Hurt My Credit?. You can’t normally make an offer on a home on the basis of a pre-qualification letter. If you want to move forward, you have to ask your lender to pre-approve you for the loan.. As with pre-qualification, you can get pre-approval from multiple lenders.neighbor next door program debt to income ratio for heloc Can You Consolidate Your Debt With Bad Credit? – Debt-to-Income Ratio: Lenders will ask about your income in your application. A lot of the ads you see for consolidation refer to home equity loans (which won’t work if you don’t have a lot of.Pueblo Good Neighbor Next Door Program – Pueblo Good Neighbor Next condo lookup tool that lists the FHA approved condos. If the condo development is not on the approved list or the approval has expired, then the project will need to be approved or re-certified before an FHA loan can be obtained.