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Personal loans can include any type of secured or unsecured loan that is issued by a bank, credit union, peer-to-peer lender, or another source. Mortgages and home equity loans are secured loans backed by your house – if you fail to repay your loan, the lender can repossess your house.
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How to Get a Personal Loan With a Credit Score 550 or Less. – If you need a personal loan, a credit score that’s 550 or less makes it difficult to qualify. But it’s still possible to get low credit score personal loans. What is a bad credit score for personal loans? If you’re looking for a personal loan with a credit score of 550, you likely have a good idea of what your credit score is.
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Small loans from credit unions. For some borrowers, a local credit union is the best place to get a small-dollar loan. Credit unions are not-for-profit institutions built to serve their members.