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How Much Mortgage Can You Afford? FACEBOOK. The costs of paying for and maintaining your home could take up such a large percentage of your income-far and above the nominal front.

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Ten golden rules to follow when taking a loan – The Economic. – In a long-term loan, the interest outgo is too high. In a 10-year loan, the interest paid is 57% of the borrowed amount. This shoots up to 128% if the tenure is 20 years. If you take a Rs 50 lakh loan for 25 years, you will pay Rs 83.5 lakh (or 167%) in interest alone.