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AFFORDABILITY CALCULATOR. See how much house you might be able to afford.. Your required down payment can range anywhere from 3%-20% of the home’s purchase price. Lenders offer a variety of different loan programs, including low down payment options. Each loan program has different rules.

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with This is Money’s mortgage affordability calculator. And as lenders try to push borrowers on interest-only loans onto repayment deals, see the difference between capital repayment and interest-only.

The free online calculator will calculate the price of the home you can afford based on the amount of cash you have available for a down payment and on the monthly funds available for paying your mortgage payment and ongoing costs of ownership.. Unlike other online home affordability calculators that tell you how much house you can afford based solely on the monthly mortgage payment, this.

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1, The Home Affordability Calculator. 2. 3, Step 1: Describe Your Financial Situation, Enter the cash you've saved for your down payment and closing costs into.

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Knowing the maximum price you can pay is essential before buying a home. Use TIAA’s home affordability calculator to find out how much house you can afford.

One Baltimore-based writer considered buying a $399,000 townhome in her artsy neighborhood, but decided to keep renting.