In his first term, President Obama went to great lengths to try to help the ailing housing market recover by sponsoring or supporting several government refinance assistance programs. The primary refinance program of the Obama administration, the Home Affordable Refinance Program or HARP program, has proven to be a great success after a rocky.

President Obama is revamping his biggest refinancing program in another effort to reach more homeowners locked in high-cost home loans. The Home Affordable Refinance Program (HARP), part of the.

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Home Affordable Refinance Program (HARP) for California Homeowners. The new HARP Refinance program is expected to play a big roll in stimulating the economy by reducing millions of homeowners monthly payments $200 – $500 a month. The media is referring to this loan as the Obama Refinance’, HARP 2.0, or the HARP Streamline Refinance.

The Home Affordable Refinance Program (HARP) was an initiative put forward during the Obama administration, that offers a number of options designed to help homeowners, depending on their individual circumstances.

With HARP, a homeowner with a mortgage owned by Fannie Mae or Freddie Mac may be able to refinance into a more affordable mortgage. HARP could help you lower you interest rate and mortgage payment. Through HARP, you could switch to a fixed-rate mortgage that won’t change over time. With a shorter-term mortgage, you could build equity even faster.

The home affordable refinance program (harp) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.. The Obama refinance is a refinance program that helps homeowners who are underwater on their mortgage. It essentially gets them back in a position If you’re wondering why.

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Obama refinance plan 2016. HARP – The Home Affordable Refinance Program is designed to assist homeowners in refinancing their mortgages even if you owe more than the home’s current value. If you are current on your mortgage with or without equity then you are eligible for this program.

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HARP Refi Program Overview. Known as HARP 2.0, HARP 3.0, DU Refi Plus or the Obama Refinance Program #MyRefi, the Home Affordable Refinance Program is designed to assist homeowners in refinancing their mortgage when the value of their home has declined, making traditional refinancing no longer an option.

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