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Know This Before Getting Pre-approved for a Mortgage. – A mortgage preapproval is a conditional green light from a mortgage lender that you’re eligible to borrow a certain amount of money for a home purchase. Lenders share this information in writing, so you’ll often hear this referred to as a "preapproval letter."

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Why It Pays to Get Prequalified for a Mortgage – "Not only is the application process easier, but a qualified borrower is more attractive to home sellers. borrowers can get either a mortgage "prequalification" or a mortgage "preapproval" — two.

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How to Get a Mortgage Preapproval – NerdWallet – How to Get a Mortgage Preapproval. Hal M. Bundrick, CFP. April 28, 2016. Mortgage Process, Mortgages.. That will give you an idea of whether you should proceed with the home loan process.