Free payment calculator to find monthly payment amount or time period to pay off a loan using a fixed term or a fixed payment. It also displays the corresponding amortization schedule and related curves. Also explore hundreds of calculators addressing other topics such as loan, finance, math, fitness, health, and many more.

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Q I have a repayment mortgage. Could you please provide me with a formula whereby I can calculate the amount. the calculator will tell you the monthly mortgage payment, the total amount of interest.

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Assume you borrow $100,000 at 6 percent for 30 years, to be repaid monthly. What is the monthly payment (P)? The monthly payment is $599.55. Calculate the following values so that you can plug them into the payment formula: n = 360 (30 years times 12 monthly payments per year)

If you want to skip the formula and just read your monthly mortgage payment from a table, I’ve created fixed rate mortgage tables for 15 and 30 year mortgages, covering rates from 4.0% to 5.95%. Note, I use the same numbers from this page in my amortization formula example.

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Your mortgage-payment calculation requires a critical step that converts your annual interest rate to a monthly interest rate. Divide the 5 percent annual rate by 12 months and you get 0.416 percent: 5 / 12 = 0.416 percent per month.

Example: Calculating a Monthly Car Payment in Excel. Calculating a monthly car payment is similar to figuring a monthly mortgage payment. To start, you will need the interest rate, length of loan, and the amount borrowed. For this example, let’s say the car loan is for $32,000 over five years at a 3.9% interest rate:

This formula can help you crunch the numbers to see how much house you can afford. Using Bankrate.com’s tool to calculate your mortgage payments can take the work out of it for you and help you.

To calculate a loan payment in Excel, you can use the PMT function. The PMT function calculates the payment for a loan that has constant payments and a constant interest rate.

Estimate your monthly mortgage payments by entering details about the home loan (home price, down payment, interest rate, and the length of the loan), and view homes in your price range.