Re: Deck railing requirements In Missouri and I assume nationally, if the loan is FHA or other type of Govt. loan, a handrail is required if the deck is over 30 inches off the ground. Spindles are required and the post or spindles can have no more than 4 inches between spindles or post to prevent children from getting through.
USDA / VA / FHA Appraisal Requirements For any USDA, VA or FHA financed loan the following will need to be repaired in order to avoid a re-inspection of the property: Chipping or peeling paint – ANY chipping or peeling paint will need to be scraped and painted, no matter how minor it may be.
Stair requirements for a deck under FHA : HomeImprovement – Stair requirements for a deck under FHA (self.homeimprovement) submitted 2 years ago by I_hate_alot_a_lot I’ve tried to Google it but can’t seem to find anything but answers on the railing. Understanding VA Minimum property requirements. home buying. The VA minimum property.
HUD requires that each property insured with an FHA mortgage meet one of the nationally recognized building codes or a State or local building code based on a nationally recognized building code. In areas where such State or local codes are used, HUD determines if the State or local code is comparable to the model building code.
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impose additional requirements, and to rescind or amend any and all material set forth herein. Tips for Using the Guide The following tips will help make this Property Preservation Guide a valuable resource and reference tool:
Deck Inspections – Part II. Guard Railings Like the deck’s staircase, someone can easily fall off a deck that is elevated above the ground. Modern standards require guard railings on decks if the walking surface is greater than or equal to 30″ above grade. Older standards said this 30″ height pertained to the ground immediately off the deck,
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General Requirements – For all properties built before January 1, 1978, the appraiser must inspect ALL interior and exterior surfaces, such as walls, stairs, deck, porch, railing, eaves, windows, doors, fences, detached garages and other outbuildings and appurtenant structures for defective paint surfaces (i.e. chipping, peeling or flaking paint).
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FHA LOAN INSPECTION REQUIREMENTS An FHA Loan can be the perfect solution for many borrowers, but there are several items that need to be avoided or repaired in order for a home to qualify for an FHA mortgage.