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What is a Home Equity Line of Credit or HELOC? – Most banks, including Bank of America, use The Wall Street Journal prime rate as the index for HELOCs. The index, and consequently your HELOC interest rate and required payment, can move up or down. A margin is the number of percentage points added to the index, and it remains constant throughout the life of the line of credit.
Home Equity Loan Modification | Bank of America – You may be eligible for Bank of America Home Equity Assistance if: Your home equity account has been open for at least nine months.. Before you call, please have your home equity loan or line of credit number and gather the following information for everyone listed on your home equity loan or line of credit:
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