Home » First Time Home Buyer Loans. First Time Home Buyer Loans There are many options and incentives for First time home buyers which can make home buying easy and affordable.

Under this program, if you’re a first time home buyer, you could qualify to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.. The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers.

While HUD does not offer direct grants or loans to individuals, we do work. Any program the federal government has to assist first-time buyers in a home.