I have a capital one auto loan that I opened in Feb of 2011. My credit was not great, so I took a shot and ended up with a 7% interest rate, which is not bad considering my credit score at the time. I planned to refinance after a bit (I will next month, hopefully). The experience was absolutely painless and actually gave me the edge at the.
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. score can help consumers save money on loans and expand their financial choices. A low credit score, typically below 629, makes it difficult to borrow money at a low interest rate, get a good deal.
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For a score between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above is considered to be excellent. Find out more about good credit scores.
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According to the archived ARRA website, the total funds allocated from the legislation came to $840 billion and broke down like this: $290.7 billion to tax relief; $261.2 billion to “contracts grants.