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Yirendai Is Up 200% but Watch Out for Risky Loans – Earnings of $0.34. D-class loans, the lowest grade on the company’s A-to-D credit scale. D-class loans, which were introduced in late 2014, accounted for 84% of total lending in the March quarter..
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Managing Risk in High LTV Loans – The new mortgages have safeguards to limit the credit risks associated with the low down payments including solid FICO scores and require private mortgage insurance. the maximum allowed by Home.
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