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What Credit Score Do I Need to Buy a House? | – I recently had to refinance, and before I did I checked 2 of my credit scores – 660 and 653. Not the greatest, but not all that bad. It was a HARP refinance, and the bank assured me there would be no problem despite the low credit score they came up with.

Getting a Mortgage With No Credit History – "Lenders want to see that you have the ability and the willingness to pay back your mortgage loan. Without a credit score, lenders don’t have that history that they can look at." You can qualify for a mortgage even if you have no credit score or a limited credit history. But it won’t be easy.

Can You Get a Mortgage With No Credit History? – Even if you have no formal credit history, you have a history of paying for essentials, like rent and utilities, that can boost your credibility as a borrower and even help your credit score.

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How to save $9,000 on your mortgage – No doubt that in the country’s more expensive housing markets that’s hard to do, but buyers can take steps to help reduce their housing payments. Improve your credit score Your credit score plays a.

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